Blue Medicare Supplement InsuranceSM Plans | Blue Cross and Blue Shield of Texas

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Blue Medicare Supplement Insurance Plan

Compare All Medicare Supplement Insurance Plans*

Medicare Supplement Insurance Plans are identified by the letters A, B, C, D, F, G, K, L, M and N1. Each plan covers a different set of costs. The chart below shows plans available from Blue Cross and Blue Shield of Texas, a Division of Health Care Service Corporation.

You may be eligible for a discount if you and another individual residing in your household are both enrolled in a Blue Cross and Blue Shield of Texas Medicare Supplement Insuance Plan effective on or after January 1, 2020.

Basic Benefit Options Comprehensive Plan Options Budget-Conscious Plan Options Available for Newly-Eligible Before 1/1/2020 Only
Plan A Plan G Plan K6 Plan L6 Plan N Plan F High Deductible Plan F5
Basic Benefits 100%/50% 100%/75%
copay7 applies
Skilled Nursing Coinsurance ✔  50% 75%
✔  ✔ 

Routine Eye Exam

Find a Vision Provider

✔  ✔  ✔  ✔  ✔  ✔ 
Part A Deductible ✔  50% 75% ✔  ✔  ✔ 
Part B Deductible ✔  ✔ 
Part B3 Excess ✔  ✔  ✔  ✔ 
Foreign Travel4
Emergency Care
✔  ✔  ✔  ✔ 
Annual Out-of-Pocket Limit5 $5,880 $2,940

Eligibility

Eligibility is simple. If you’re at least 65, you must be:

  • Enrolled in Medicare Parts A and B.
  • A resident of the state where the plan is offered.

If you’re under 65 and disabled, you must be:

  • Getting Social Security Disability Insurance for 24 consecutive months, Or
  • Be diagnosed with ALS (Amyotrophic Lateral Sclerosis), in which case Medicare starts immediately

If you are under 65 and disabled, you are only eligible for Plan A in Texas.

Enrollment Periods

You can enroll in a Medicare Supplement Insurance Plan during the open enrollment period. Open enrollment is the 6-month period beginning on the first day of the month in which you are enrolled in Medicare Part B. If you are on Medicare under age 65, you will also have a 6-month open enrollment period when you reach age 65. This six-month open enrollment period is the best time to enroll because it’s the only time when enrollment is guaranteed. If you want a Medicare Supplement Insurance Plan after the open enrollment period, you may have to meet certain requirements and could pay more for the plan.

Guaranteed Eligibility

The best time to buy a Medicare Supplement insurance policy is around the time you turn 65. You have guaranteed acceptance during the six-month Open Enrollment Period that begins on the first day of the month in which you turn 65 and are enrolled in Medicare Part B. If you are under 65, have Medicare Part A and are within the six months following your enrollment for Medicare Part B, your acceptance is guaranteed for Plan A. If you are under age 65 and on Medicare, you will also have a six-month Open Enrollment Period when you reach age 65, beginning on the first day of the month in which you turn 65. In any scenarios, you must have Medicare Part B to be eligible for a Medicare Supplement insurance policy.

  • How to Enroll

    You can apply for a Blue Medicare Supplement Insurance Plan online, over the phone, or through the mail.

    You can access your Outline of Coverage on our Forms & Documents page.

    Web

    You can enroll through our secure and convenient Blue Medicare Supplement Insurance Plan online application form.

    CALL 1-866-292-6745 TTY 711

    For personal help applying for a plan:

    We are open 8:00 a.m. – 8:00 p.m., local time, 7 days a week. If you are calling from April 1 through September 30, alternate technologies (for example, voicemail) will be used on weekends and holidays.

    MAIL

    Complete an application:
    You can download your Outline of Coverage and Application from our Forms & Documents page and mail it to:

    Blue Medicare Supplement
    1000 E. Warrenville Road
    Naperville, IL 60563

    Find out about your Open Enrollment Period and other information:

    Choosing a Medigap Policy: A Guide to Health Insurance for People With Medicare

    Outline of Coverage and Application

    If you live in a zip code:

    • that begins with 733, 754-759, 763-769, 778-792, 795-799 or 885:

    Medicare Supplement Insurance Plan Outline of Coverage and Application for Standard

    English

    • that begins with 750-753, 760-762, 774, 776-777, or 793-794:

    Medicare Supplement Insurance Plan Outline of Coverage and Application for Standard Plans

    English

    • that begins with 770-773, or 775:


    Medicare Supplement Insurance Plan Outline of Coverage and Application for Standard Plans

    English

  • Do You Need Drug Coverage?

    Medicare Supplement Insurance Plans are not allowed to offer coverage for prescription drugs. Many people with Medicare Supplement Insurance Plans get a prescription drug plan.

    Learn more about prescription drug plans.

Help Me Choose A Plan

Not sure what you need? Answer a few questions to help you decide. Get started

Now that you’ve picked a plan, it’s time to enroll.

Useful Tools

Rates as of 05/01/2019. Rates are illustrative only. Actual rates are based on your age, where you live, and your choice of coverage. Please do not send money, you cannot obtain coverage under the above plans until an application is completed and approved. Benefit exclusions and limitations might apply.

Important Information About Quotes for Medicare Supplement Insurance Plans

Quoted prices are based on the criteria specified during your search. This illustration is subject to Blue Cross and Blue Shield of Texas’s rating or underwriting and approval, as appropriate, and does not guarantee rates, coverage or effective date. Furthermore, rates are subject to change if any of the information you have provided changes when and if a policy is approved. In addition, Blue Cross and Blue Shield of Texas reserves the right to change rates from time to time.

Plan A: UWMSP(A)-2019, Plan F: UWMSP(F)-2019, Plan High Deductible F: UWMSP(F-HD)-2019, Plan G: UWMSP(G)-2010, Plan K: UWMSP(K)-2010, Plan L: UWMSP(L)-2010, Plan N: UWMSP(N)-2019

Benefits and premiums under this policy may be suspended for up to 24 months if you become entitled to benefits under Medicaid. You must request that your policy be suspended within 90 days of becoming entitled to Medicaid. If you lose (are no longer entitled to) benefits from Medicaid, this policy can be reinstated if you request reinstatement within 90 days of the loss of such benefits and pay the required premium.

There is a 30-day free examination period.

  1. Not all of these plans are offered by Blue Cross and Blue Shield of Texas.
  2. Not to exceed any charge limitation established by the Medicare program or state law.
  3. Plans cover medically necessary emergency care services needed immediately because of an injury or illness of sudden and unexpected onset, beginning during the first 60 days of each trip outside the USA. There is a deductible of $250 and a lifetime maximum benefit of $50,000.
  4. The out-of-pocket annual limit may increase each year for inflation (2020 limits shown).
  5. This high deductible plan pays the same benefits as Plan F after one has paid a calendar-year $2,340 deductible. Benefits from High Deductible Plan F will not begin until out-of-pocket expenses are $2,340. Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy. This includes the Medicare deductibles for Part A and Part B, but does not include the plan’s separate foreign travel emergency deductible.
  6. Plans K and L pay 100% of covered services for the rest of the calendar year once you meet the out-of-pocket yearly limit.
  7. Plan N requires a copayment of up to $20 for office visits and a copayment of up to $50 for ER.

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